Bank card today about one third of the adult population of Russia. Moreover, the service conditions for all are approximately comparable. So the banks are trying to attract customers with various "chips" and "bonuses".

We included the top 10 bonus programs for bank card holders in today's review. Here there are offers for those who travel a lot, and for those who want to save on mobile communications, and even special cards exclusively for women and men.

10. “Thank you from Sberbank” (Security Council of the Russian Federation)

The most popular among bonus programs, built on the principle of cash-back. The percentage of purchases paid with a card is returned to the owner’s account. The program has a truly global scope - in the form of a bonus, the percentage of a purchase made anywhere in the world on any of Sberbank cards is returned.

9. Cosmopolitan - Visa (Alfa Bank)

A special card for the fair sex has not only a feminine design, but also other features. Discounts and gifts at dozens of branded stores, as well as visits to fitness centers, beauty salons and entertainment venues. By purchasing Cosmopolitan - Visa, the client actually receives 2 cards, one of which has a mini size, but its functionality is practically the same as the traditional one.

8. “Men's card” Visa (Alfa Bank)

For representatives of the strong half of humanity, a card with a special design is designed, according to which you can get discounted services at dozens of bars, cafes, restaurants, car services, clothing stores, travel agencies. For example, in Tinkoff restaurants, cardholders receive a mug of beer as a gift.

7. URALSIB – Government Services MasterCard Standard (Uralsib)

An unnamed bank card is issued on hand within a few minutes. It can be used as an ordinary card, but the peculiarity is the presence of a special chip that provides quick access to the portal Gosuslugi.ru.

6. Aeroflot - MasterCard (ALFA-BANK, Sberbank, CitiBank, Gazprombank, Uralsib, NSR, Russian Standard)

Another option for lovers of free flights is a joint Alfa-Bank project with Aeroflot. The main Russian air carrier was the first in the domestic market to introduce bonus miles into practice. And today Aeroflot cooperates with seven credit organizations.

5. MTS.CARD MasterCard (MTS Bank)

Paying for purchases using MTS.CARD, the owner receives 1 bonus point for every 30 rubles spent. Bonus points are converted into rubles credited to the mobile phone account. Exchange rate: 10 bonuses = 3 rubles.

4. S7 PRIORITY - VISA (Alfa Bank)

When paying with a card, its owner at the same time accumulates bonus miles in the popular airline S7. Cooperation with air carriers is one of most popular bonus program options for bank card holders. Depending on the type of card under the S7 Priority program, the holder receives from 1 to 1.5 miles for every 30 rubles that went to pay for goods.

3. AutoCard MasterCard (Opening Bank)

This card is designed specifically for motorists. When paying by card at gas stations, the client gets back to the account 3% of the amount spent. In addition, the card has a credit limit with preferential interest-free periods of 55 days.

2. MasterCard MegaFon (Vanguard)

Paying for purchases with such a card, the owner ensures receipt of 1% of the amount spent on the mobile phone account. The bank pays bonuses once a month. And when reissuing a card for any reason, all charges are saved.

1. RSB kit (Russian standard)

This unusual kit immediately includes 2 cards of payment systems MasterCard and American Express. Both cards are attached to one account. When paying for goods with any card, a percentage of the amount spent is returned to the account.

Watch the video: What is CASHBACK REWARD PROGRAM? What does CASHBACK REWARD PROGRAM mean? (November 2024).