In the Russian Federation, there are numerous non-state pension funds (NPFs). And choosing the right one is a responsible and difficult matter, one must take into account Reliability and profitability rating of NPF of Russia 2016 according to Bank of Russia statistics.
To facilitate this task, we have prepared a list of the 10 most highly profitable non-state pension funds of the Russian Federation. The profitability rating is determined on the basis of information disclosure on the official website of the Central Bank of the Russian Federation, and the reliability rating is based on the data of Expert RA agency.
Attention! An updated rating of NPFs of Russia 2017, compiled according to official data on profitability and the amount of capital at the beginning of the year, is published.
Non-state pension fund ranking 2016
10. NPF "Volga"
One of the veterans of the pension market (year of birth - 1993). Its investors can be not only individuals, but also legal entities. The percentage of average annual return on deposits is 9.87, and he does not participate in the Expert RA rating.
9. CJSC MNPF “Bolshoi”
The NPF rating 2016 continues the "Big Pension Fund", which appeared in 1995. Now it serves an asset of 500 thousand people and has an exceptionally high reliability rating (A ++). This means that with an extremely high degree of probability the fund will fulfill obligations to customers, even if the economic conditions are unfavorable. The profitability of the Bolshoi is 10.35%.
8. NPF Magnit
“Magnet” is not only a network of popular stores, but also the name of an NPF with a recognizable white-red logo. Since 2009, he has an unlimited time license of the Federal Service for Financial Markets and in terms of average annual yield slightly exceeds the previous participant in the top 10 (10.36%). The reliability rating is not involved.
7. NPF "St. Petersburg"
The main areas of activity of this fund are compulsory and voluntary pension insurance. He also implements state. Pension co-financing program, investing pension reserves and increasing the funded part of clients' labor pensions. Profitability, on average, is 10.5%. No data on reliability.
6. JSC NPF Surgutneftegas
The non-state pension fund, existing since 1995. He added the rating of 2016 with good results both in terms of profitability (10.5%) and reliability (highest rating A ++). One of the “richest” funds in Russia according to one of the main indicators for any non-state pension fund - the amount of pension reserves (asset 15 349 thousand rubles).
5. OJSC NPF "Education"
It is open to individuals and legal entities and has representative offices in 13 Russian regions. It offers one of three schemes with certain amounts of pension contributions: joint, with payments ranging from 2 to 30 years or with lifetime payments. Profitability for the year, on average, is 10.99%. The reliability rating is in the “withdrawn” status, which means that the NPF did not want to update their indicators.
4. NPF "Education and Science"
The fund implements state. Pension co-financing program; it offers the services of creating and managing the funded part of the pension and voluntary pension insurance. Statistics of Russia on the yield of deposits - 11.08%, reliability rating - A (high).
3. NPF Ural Financial House
At first it was known as NPF Parma, then in 2007 it was renamed the Ural Financial House. A cautious investment policy and high profitability (11.38%) make this fund one of the best in Russia. The reliability rating is not involved.
2. NPF "Defense Industrial Fund"
Carries out a conservative investment policy. Customer funds are invested mostly in bonds, securities and stocks. It has a high reliability rating (A) and a large annual yield (11.94%).
1. SAFMAR (formerly European Pension Fund (AO))
He heads the best funds in Russia. The unconditional favorite in terms of profitability is 12.43% and has 1 place of reliability (A ++). In the last quarter of 2015, the amount of pension savings of the fund amounted to 57.7 billion rubles. According to the results of work for 2009-2014, the pension accumulations of the fund's customers doubled.
Reliability and profitability table of NPF Russia 2016
№ | Name | Reliability Rating RA Expert | Profitability,% |
---|---|---|---|
1 | European Pension Fund (AO) | A ++ | 12.43 |
2 | NPF "Defense Industrial Fund" | AND | 11.94 |
3 | NPF Ural Financial House | — | 11.38 |
4 | NPF "Education and Science" | AND | 11.08 |
5 | NPF Education | recalled | 10.99 |
6 | NPF Surgutneftegas JSC | A ++ | 10.5 |
7 | NPF Saint Petersburg | — | 10.5 |
8 | NPF Magnit | — | 10.36 |
9 | CJSC MNPF Bolshoi | A ++ | 10.35 |
10 | NPF "Volga" | — | 9.87 |
11 | NPF SberFond Sunny Beach JSC (RESO) | A + | 9.85 |
12 | RNPF SIBERIAN SBERFUND | — | 9.63 |
13 | CJSC Orenburg NPF Trust | recalled | 9.61 |
14 | NPF DIC | — | 9.56 |
15 | NPF Trust | A + | 9.35 |
16 | NPF "Social Development" | — | 9.24 |
17 | MNPF "AKVILON" | — | 9.23 |
18 | NPF LUKOIL-GARANT OJSC | recalled | 8.86 |
19 | NPF Social World | — | 8.69 |
20 | NPF GAZFOND | A ++ | 8.54 |
21 | NPF Volga-Capital | A + | 8.53 |
22 | NPF REGIONFOND | — | 8.48 |
23 | NPF Hephaestus | — | 8.45 |
24 | JSC National NPF | A ++ | 8.22 |
25 | NPF “First Russian Pension Fund” | AND | 8.16 |
26 | JSC NPF Neftegarant | A ++ | 8.13 |
27 | JSC NPF StalFond | A + | 8.08 |
28 | NPF Vladimir JSC | A ++ | 8.01 |
29 | JSC NPF Electric Power Industry | recalled | 7.95 |
30 | JSC NPF Transneft | recalled | 7.83 |
31 | NPF "MECHEL-FUND" | — | 7.83 |
32 | ZAO NPF URALSIB | A + | 7.82 |
33 | NPF Telecom-Soyuz OJSC | recalled | 7.6 |
34 | CJSC KITFinance NPF | A ++ | 7.57 |
35 | NPF "Consent" | recalled | 7.56 |
36 | JSC NPF VTB | A ++ | 7.53 |
37 | NPF Promagrofond CJSC | A ++ | 7.36 |
38 | JSC NPF Sberbank | A ++ | 7.17 |
39 | AO NPF “The Sun. A life. Pension." | recalled | 6.77 |
40 | NPF Heritage CJSC | — | 6.76 |
41 | NPF "Empire" | — | 6.62 |
42 | NPF Atomgarant | A ++ | 6.6 |
43 | OJSC Khanty-Mansiysk NPF | A + | 6.56 |
44 | JSC NPF SAFMAR (Raiffeisen) | A ++ | 6.45 |
45 | NPF Pravo | — | 6 |
46 | NPF Pension-Invest | — | 5.88 |
46 | NPF UMMC - Perspective | — | 5.75 |
48 | NPF Alliance JSC | A + | 5.3 |
49 | NPF VNIIEF - GARANT | — | 5.3 |
50 | NPF CJSC First National Pension Fund | C ++ | 2.97 |
«A ++»- The highest level of reliability;
«A +»- High level of reliability;
«A"- Normal reliability;
«C ++»- Low level of reliability;
“-” - The rating is not assigned by the agency;
«recalled"- the data is not updated.